Independent selection · Quarterly review · Active crisis intervention
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Defensive
Risk 1 – 3
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Balanced
Risk 2 – 4
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Dynamic
Risk 4 – 5
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Conviction
Risk 5 – 7
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|---|---|---|---|---|
| Target return | 3% – 5% / yr | 6% – 9% / yr | 12% – 18% / yr | > 20% / yr |
| Perf. 3 months | +2,0 % | +5,2 % | +8,4 % | +12,8 % |
| Perf. 6 months | +5,8 % | +12,6 % | +19,0 % | +37,4 % |
| Perf. 1 year | +9,6 % | +21,2 % | +33,4 % | +80,6 % |
| Perf. 3 years | +28,3 % | +57,9 % | +78,8 % | +155,9 % |
| Perf. 5 years | +31,7 % | +66,4 % | +93,0 % | +152,5 % |
| Perf. 10 years | +71,9 % | +146,0 % | +308,5 % | +439,3 % |
| Max. drawdown | – 5 % | – 15 % | – 25 % | – 40 % |
| Composition | 35% Absolute return bonds · 30% EM bonds · 20% Defensive flexible funds · 15% Money market | 20% EM bonds · 25% Growth flexible · 55% Global quality equities | 12% Growth flexible · 88% Thematic & sectoral global equities | 40% Gold & Precious Metals · 35% Technology & Innovation · 25% Resources & Transition |
Weighted performance as of Mars 2026.
Next formal review: Juin 2026.
Past performance is not indicative of future results.
Investing involves a risk of capital loss.
Returns shown are gross returns, before fees and taxes. Portfolios are invested under Freedom of Services (LPS).
Each portfolio is built according to a rigorous methodology and actively monitored. The quarterly review is our formal appointment — but we intervene at any time if the market requires it.
From a universe of over 500 available funds, each selected fund is assessed against strict and non-negotiable criteria: 3, 5 and 10-year performance, Morningstar rating, strength and tenure of the management team, daily liquidity, SFDR classification and consistency with the portfolio philosophy. No retrocessions bias our selection.
Weights are set to optimise the risk/return profile for each strategy. The goal is low correlation between positions — genuine diversification, not false reassurance. Each fund has a specific role: liquidity anchor, income generator, growth engine or crisis shield.
Each quarter we assess weighted performance, check weighting drift and analyse the macro environment. Rebalancing triggers are defined per profile: weight drift exceeding 5–7% from target, or a fund underperforming its sector benchmark by more than 10% over 6 months.
In the event of a market shock, we do not wait for the quarterly review. Excessive drawdown on a fund, a confirmed macro regime change or a major thematic breakdown triggers immediate analysis. If necessary, we act — partial rebalancing or position replacement — without delay.
Contact us to discuss the profile that suits your situation and financial objectives.
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